Overview
The Pearl of St Charles has a Medicare overall rating of 3 out of 5, above the Illinois average of 2.6. It is the only Medicare-rated nursing home in St Charles. Its strongest area is health inspections (3 of 5), and its weakest is staffing (2 of 5).
Residents receive about 3.6 hours of nursing care per day, more than at 67% of nursing homes in Illinois (the state average is 3.5 hours). Of that, 1.0 hours come from registered nurses.
Its most recent standard inspection, on July 30, 2026, found 7 health deficiencies, fewer than the Illinois average of 12.5. 2 of them came from complaint investigations. Medicare records 3 fines totaling $41,294 in the past three years.
The Pearl of St Charles is a for-profit facility with 109 certified beds, caring for about 83 residents on an average day. It accepts both Medicare and Medicaid and has participated since 1999.
Medicare ratings
- Health inspections
- Quality of care
- Staffing
Source: Medicare Care Compare, data as of October 1, 2026.
How it compares nearby
Ranked by Medicare overall rating, then quality, inspection and staffing ratings.
Top 43%
Top 40%
Family reviews
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Inspections and penalties
- Most recent standard inspection
- July 30, 2026
- Health deficiencies cited
- 7
- Complaint-related deficiencies
- 2
- Fines in the last 3 years
- 3 totaling $41,294
- Payment denials
- 0
- Total penalties
- 3
Staffing
Average hours of care each resident receives per day.
- All nursing staff3.61 hrs
- Registered nurses (RN)0.96 hrs
- Licensed practical nurses (LPN)0.62 hrs
- Nurse aides2.04 hrs
- Physical therapists0.06 hrs
Facility details
- Ownership
- For profit - Limited Liability company
- Certified beds
- 109
- Average residents per day
- 83
- Participates in
- Medicare and Medicaid
- Medicare/Medicaid since
- June 30, 1999
- Inside a hospital
- No
- Continuing care retirement community
- No
- Changed ownership in last 12 months
- No
- Resident or family council
- Both
- Sprinklers in all required areas
- Yes